Solutions-Large Employers

Measuring Value..Audit

Self Funding Health Plans

HSA/HRA Programs

Role of Broker/Consultant

Changing to a new Broker

Consulting Services

VentureNet/CFMC PPO

2-50 Employer Groups

Carriers We Represent

Individual Insurance

Link for Blue Cross Quote

Alliance Discount Card

ID Theft Assist

Surgical Escape

Canadian RX Mailorder

Resource Center

Contact Us

Integrated Solutions for Benefits & Insurance Services

 

Benefiting you, your company and your employees.

Small group plan pricing and underwriting is controlled by the California Department of Insurance.  Pricing is adjusted with a maximum discount of 10% off of filed rates to a maximum of a 10% load applicable to the filed rates.  Your discount or load is dependent on the size of your account, your industry, the zip code where people will access care, the plan design, etc.  You need a trusted advisor to review and evaluate your options.  We can present any carrier you are interested in but at a minimum will do a complete market survey to be sure you have the best pricing and plan design to meet your goals.

Blue Cross
Blue Shield
Pacificare/United HealthCare
Health Net
Symetra
Aetna
Assurant
Rogers Benefits
Kaiser
This is just a sample list....we can be appointed with any carrier doing business in California.